Credit Reporting Solutions Hawaii - Advice - Education - Advocacy

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Our Mission

Credit Reporting Solutions Hawaii (CRSH) has a mission to educate both the consumer and professional community about the credit reporting industry.

For Consumers, CRSH offers cost-effective counseling to assist consumers to access and understand their credit report and credit scores for the purpose of cultivating a better score. CRSH also provides legal assistance to consumers that need to effectively dispute inaccurately reported credit information.

For Professionals, CRSH also offers a seminar to professionals in the real estate, lending and credit industry entitled "Akamai About Credit Reports, Credit Scores and the Fair Credit Reporting Act" which teaches professionals about the secrets and built in problems faced by consumers in the credit reporting industry and the elements that go into calculating a credit score. The seminar also explains the rights and remedies of consumers under the Fair Credit Reporting Act, the enforcement of which can convert loan denials into approvals and make credit transactions more affordable for consumers.

Mark ClementAbout Mark Clement

Mark D. Clement is a licensed attorney in the State of Hawaii and has litigated several Fair Credit Reporting Act cases obtaining remedies for numerous consumers under the FCRA for derogatory information inaccurately reported in credit reports. Mr. Clement has also gained a passion for educating the public about the credit reporting industry and personal finance by conducting volunteer legal seminars for various organizations in the community of Hawaii.

He has now created and presents the Akamai about Money and Credit educational series for teens and young adult consumers; and, the Akamai About Credit Scores, Credit Reports and the Fair Credit Reporting Act seminar for professionals assisting consumers in real estate, loan and credit transactions. He hopes to encourage consumers to proactively cultivate and monitor their credit score and to educate professionals about how best to guide and inform consumers about helpful resources and information available to protect and enforce the rights of consumers related to credit reporting while making credit commitments.